The best video for independant contractors!!!

What is Mortgage Insurance?

Posted on: November 28, 2008 Written by: Joe Jerome <!– As a loan officer who has over one thousand loan closings within the last five years, I have fielded numerous questions from first time home buyers, but the question most asked has to do with mortgage insurance: what is it, why do I have to [...]

Earth friendly water heating tips

Saving on water heating costs By Green Living Tips | Published 08/11/2009 | Heating water or more accurately, keeping it heated, is an expensive process and especially unfriendly to the environment if you’re not using solar hot water system. Electric and gas hot water systems account for up to 20% of a household’s greenhouse gas [...]

Lobbying intensifies to extend first-time home buyer tax credit

Boy I sure hope this works….. By Kenneth R. Harney. Trade groups for real estate agents and home builders are pressuring Congress to continue and even broaden the $8,000 credit, which is scheduled to expire Nov. 30. By Kenneth R. Harney August 23, 2009 Reporting from Washington – It’s one of the biggest unknowns bugging [...]

Exciting Times

I just wanted to share with everyone how hopeful and excited I am that people that I know and love are able to purchase homes for the first time in quite a while. The market has been so crazy for so long that it seemed that regular people couldn’t get into the real estate game. [...]

California mortgage delinquencies expected to rise through 2009

(Note from HL: I have also heard the 5 year arms are coming soon from the top of the market 2005 loans. Meaning we may have another round of foreclosures around the corner.) By E. Scott Reckard TransUnion expects the percentage of California home loans that are at least 60 days late or are in [...]

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